School Systems Coverages

Goss LLC – A Business-Oriented Insurance Agency

“We are Risk Management problem solvers”

School Systems Insurance & Risk Management Programs for USA

The mission of the Goss LLC Risk Management Agency is to provide the Schools System with effective and efficient property and casualty insurance services intended to mitigate accidental losses and minimize disruption to the learning environment.

Comprehensive Insurance programs can provide financial protection in the event of a loss resulting from a covered peril. Insurance can protect a school district’s students and employees in the event of sickness or injury, and the district as a whole from lawsuits and property damage.

Loss Control Services
Our Loss Control Services provides inspections of school facilities, training and consulting services for school and district staff, and coordinates the removal of hazardous chemicals.

About Our Program
Our Insurance Carriers will provide the most comprehensive coverage and competitive rates to your municipality.

Coverage options offered through our program:

  • General Liability
  • Business Automobile Liability
  • School Officials Liability
  • Employment Practices Liability
  • Umbrella Liability
  • Fiduciary Liability
  • Abuse and Molestation Coverage
  • Commercial Autos and Buses
  • Medical Liability Insurance
  • Employee Disability Income
  • Property (including Boiler & Machinery)
  • Law Enforcement Liability
  • School Board Liability
  • Workers Compensation
  • School Official Bonds
  • Disability income protection insurance
  • Educators Professional Liability
  • Employee Dishonesty
  • Comprehensive Health Care Coverage
  • Employee Insurance Death Benefit

Management & Executive Liability Coverage

  • Directors & Officers
  • Errors & Omissions
  • Professional Liability
  • Employment Practices & Employee Benefits
  • Bonds – Performance, Permit & License Bonds

Risk Management Services

  • Coverage & Exposure Account Reviews
  • Bid Preparation & Coverage Placement
  • Claim Management & Reporting Services
  • Technical Assistance
  • Loss Control Services
  • Safety Programs
  • Property & Building Appraisals
  • Various Consulting Services

Our Service

We have an established School Entity Account Service Group, centralized in our Detroit, Michigan office, to assistance in providing consistency in servicing all School entities. This group is divided into Divisions associated with each of the State in the US which has comprised of School entity insurance professionals, who specialize in marketing, risk management, loss control, claim management and customer service.

This Value-Added Strategies includes:

  • In-House Loss control
  • Risk Management Services
  • Property Surveys and Exposure Evaluation
  • Claim Management Services
  • Due diligence Services
  • Infrared Assessment Monitoring Technology

We have Vertafore AMS 360 Trained Employees, is how we manage our business.

Vertafore AMS360 is the most advanced and cost-effective insurance agency management system for independent agencies of all sizes. It delivers powerful tools that streamline workflow, improve productivity, provide a complete view of your business, and much more. Because when we spend less time on tedious, time-consuming tasks, we have more time to spend enhancing customer service and building our business.

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    The Internal Revenue Service has issued the 2014 optional standard mileage rates used to calculate the deductible costs of operating an automobile for business, charitable, medical or moving purposes.

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